Let’s build a relationship that you can trust.

 

damaged car with fallen object

Meet Our Awesome Team

 

Welcome to Pam Winders Agency, where we put you and your insurance needs first! Start by requesting a free insurance quote. We offer auto, renters, home, life, business and farm insurance policies. Interested in more than one insurance policy? Receive our multi-line discount when we insure both your auto and home or renters. Get the coverage you need and the service you expect.

Products

As simple as 1, 2, 3.

 

Insurance how and when you need it most. The Pam Winders Agency offers personalized coverage and service to fit your everyday needs. Looking to insure your livelihood and your life, well we can do both! We offer auto, renters, home, life, business and farm insurance all in a one-stop-shop. Contact us today or request a free quote online to begin mapping out policies that fit your needs.

Family car trip preparation to go for a vacation
Auto Insurance

 

Take to the open road covered and confident, no matter what you drive.   

 

LEARN MORE

 

Insurance agent home service consultation
Home Insurance

 

We've got options to help you keep the home you love covered.

 

PROTECT YOUR HOME

 

Gardener picking tomatoes
Renters Insurance

 

Feel confident with your coverage from move-in to move-out.

 

MORE ON RENTERS INSURANCE
Mother and daughter in flower field
Life Insurance

 

Looking out for the people you love is always a good idea.

 

 

LIFE INSURANCE OPTIONS
Florist arranging flowers
Business Insurance

 

You built it. You run it. Now let us help you protect it.

 

 

LEARN MORE
Farmer driving tractor
Farm + Crop Insurance

 

Find a policy built around your farmstead— big or small.

 

 

CULTIVATE THE RIGHT COVERAGE
Financial

 

It's never too early to begin planning for your financial future, and we're here to help.

 

 

Learn More
Inside Story

Related Articles

 

How to safely share the road with farm equipment in Indiana

Mar 26, 2026, 11:41 AM by Sam Kambol
Learn how to safely share the road with farm equipment in Indiana. Get essential tips for passing tractors, identifying slow-moving vehicles, and staying safe during planting and harvest seasons.
Farm tractor on the right side of the road in an open road with rural areas around it

Sharing the road with farm equipment is a common experience for Indiana drivers, especially during spring planting and fall harvest seasons. Whether you encounter tractors, combines, sprayers or other slow-moving farm vehicles, it is important to know how to drive safely around farm equipment. Knowing the proper steps to take when approaching these vehicles can prevent accidents and save lives. Keep these farm equipment safety tips from Indiana Farm Bureau Insurance handy to help keep rural roadways safe in Indiana. 

 

 

How do I identify farm equipment? 

 

 

Farm machinery comes in all shapes and types including combines, tractors, balers, farm trucks, plows, mowers, sprayers, backhoes and all other kinds of farm equipment. The size and speed of these machines vary as well, so it is important to be cautious when driving alongside one of these vehicles. Understanding what farm equipment looks like can help you react appropriately when you see these vehicles on the road.   

 
 
Most farm equipment does not exceed travel speeds of 30-40 mph, which is typically much slower than regular traffic. When you come across farm machinery on the road, the first thing you need to do as a driver is slow down. Another way to spot a slow-moving farm vehicle is by looking for an orange and red reflective triangle or flashers. These signs and lights signify that there is a slow-moving vehicle on the road, and you need to be aware.  

  

  

What do I need to know when passing farm equipment? 

 

 

It is imperative to understand when it is safe and legal to pass a slow-moving vehicle—and always use caution.   

 

 
When preparing to pass a farm vehicle on the road, be sure you are in an area where passing is permitted. According to the Indiana Department of Homeland Security, roadways with double yellow lines indicate an area where passing is not permitted. You also need to:  

  

  • Look to ensure there are no vehicles coming in the opposite direction.  

  • Give yourself space between your vehicle and the vehicle ahead of you.  

  • Make sure you have ample room when passing oversized farm equipment.  

  • Check for turn signals as large farm equipment may swing into another lane while turning. 

 

 

Never pass farm equipment on curves or hills or while in a no-passing zone. If you are unable to safely pass, stay patient and remain behind the farm vehicle until your route takes you elsewhere.  

 

  

What time of the year do I need to be aware of farm vehicles?

 

 

You may see farm equipment on Indiana roads year-round. But you will typically encounter farm vehicles on the road during harvest in the fall or planting season in the spring. Be aware of farmers driving these vehicles all year but be extra cautious during farmers’ busy seasons.   

 

  

If I am involved in an accident with a farm vehicle on the road, am I covered?

 

 

At Indiana Farm Bureau Insurance, we understand that sometimes the unexpected does happen, and when it does, we are here. Before anything does happen, make sure to find an agent and get an auto insurance quote to make sure you have insurance coverage in place.   

 
 
Already have an auto insurance policy with us? Contact your insurance agent and have them explain what your policy does and does not cover.   

 
 
Sharing the road safely with farm equipment helps protect everyone. Stay patient, pass only when safe and do your part to help make Indiana a safer place to drive. Visit our Inside Story blog page for more driving safety tips or contact Indiana Farm Bureau for more information on agricultural safety and education. 

 

 

 

Inside Story is for educational and informational purposes only. Inside Story is compiled from various sources, which may or may not be affiliated with our family of companies, and may include the assistance of artificial intelligence. While we strive to provide accurate and reliable content, we make no warranties or guarantees about its completeness, accuracy, or reliability, and are not responsible for the content of any third-party sources or websites referenced herein. The inclusion of any content does not establish a business relationship or constitute our endorsement, approval, or recommendation of any third party. Testimonials and examples provided are for illustrative purposes only and do not guarantee future or similar results or outcomes, and may not consider individual circumstances, goals, needs, or objectives. Inside Story does not provide legal, tax, or accounting advice. For individual guidance, please consult a qualified professional in the appropriate field. 
Coverages subject to policy terms, conditions, and exclusions. Subject to underwriting review and approval.

 

 

Happenings

 

Company sweepstakes, office drawings, job listings and more! Let us know what you are interested in below and you could be one lucky winner.

  • Refer a Friend

    You can receive up to a $25 gift card when you refer a friend to the Pam Winders Agency.

  • Discounts

    Interested in saving? Learn more about our discounts.

  • My Member Deals

    Your Indiana Farm Bureau membership gives you access to more than 289,000 offers and discounts.

Contact Us

Get a Quote

 

Reach Out