Welcome to Pam Winders Agency, where we put you and your insurance needs first! Start by requesting a free insurance quote. We offer auto, renters, home, life, business and farm insurance policies. Interested in more than one insurance policy? Receive our multi-line discount when we insure both your auto and home or renters. Get the coverage you need and the service you expect.
Insurance how and when you need it most. The Pam Winders Agency offers personalized coverage and service to fit your everyday needs. Looking to insure your livelihood and your life, well we can do both! We offer auto, renters, home, life, business and farm insurance all in a one-stop-shop. Contact us today or request a free quote online to begin mapping out policies that fit your needs.
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Indiana winters can take a toll on your home. Since your home is typically your most expensive asset, it makes good sense to stay on top of seasonal home maintenance. Before the snow, ice and everything not so nice sets in, make sure you complete your winter home maintenance checklist. If you take care of your home, it will take care of you through the long Indiana winter!
Loss of heat is the enemy during winter. Not only can it make you feel a bit chilly, but it can also really cost you when it comes to your heating bills. Thoroughly checking each window, door, and exterior caulking and weather stripping for gaps or damage is a must-do step in winter home maintenance. If you find issues or areas where heat can escape, visit the This Old House website for step-by-step instructions on fixing the issue.
You know the formula, water + freezing temperatures = ice. And ice and pipes do not mix, in fact, frozen pipes can cause costly damage. Home Depot provides extensive guidance on how to prevent pipes from freezing by insulating them and keeping water moving as temperatures drop severely. Additionally, Lowe’s has a wonderful step-by-step guide on how to winterize your exterior hose bibs. A key step in this winter home maintenance process is disconnecting the hose and storing it until warmer weather returns.
If your gutters are full of leaves and debris at the end of fall, make sure you find time to clean them before the snow starts falling. Gutter cleaning is like cold weather home care 101. Make sure it happens every year. Clogged gutters can lead to ice dams which can then cause water damage when the ice eventually melts. If you don’t feel up to cleaning your gutters, you can hire someone to complete the job. House Digest offers a variety of gutter cleaning tips like cleaning them early and often, pruning nearby trees, checking gutters after heavy storms and more.
Winter, it’s dark and gloomy. But you can set yourself up for success when it comes to your outdoor lighting. According to Batteries Plus, the best way to ensure you don’t have lighting issues during the winter is to check and change bulbs before it gets too cold. Light-emitting diode (LED) lights perform better in colder temperatures, and you can always add more fixtures to increase visibility as needed.
The cold weather can negatively impact these units, and it is recommended that you remove and store them before the first frost. If you can’t fully remove the unit, there are AC unit covers available for purchase. The HVAC.com website includes advice on how to remove, clean and store your window AC unit before winter arrives.
Part of preparing your home for winter weather includes planning for storms. It’s possible that you may have trouble leaving your home for some time after significant snowfall, especially if you live in areas that aren’t plowed frequently. The American Red Cross has compiled a great guide to help you prepare for winter weather. It includes information on when to pay attention to storms, supplies you should stock up on, how to stay connected during a storm and more.
Keeping your house well maintained during the winter season can help prevent issues—and save you money. Get started early in the fall and it won’t seem so overwhelming!
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