Life Insurance

Whatever your unique life insurance needs,

we've got you covered.

Term Life

Designed to provide temporary coverage for a specific period of time.

Learn about term life insurance

Return of Premium Life

Enjoy a policy that offers protection and pays you back after 20 or 30 years.

Learn about return of premium life

Whole Life

Protection that remains in force for life, with level premiums and tax-deferred cash value accumulation.

Learn about whole life insurance

Final Expense Coverage

Protection that remains in force for life, with level premiums and a guaranteed death benefit as long as premiums are paid.

Learn about final expense insurance coverage

What will my coverage include?

	Return of Premium Life	Term Life	Whole Life	Final Expense Coverage
Reduced paid-up coverage Reduced paid-up insurance allows you to continue your life insurance coverage without paying additional premiums, but the initial death benefit will be reduced. This is effective when your need for life insurance protection reduces throughout your life.
No medical exam Depending on an individual’s age, amount of insurance applied for, and medical history, the underwriting process may not require the individual to submit to an exam, blood drawn or urine specimen.
Guaranteed level premium The premium is guaranteed to remain the same throughout the insured’s lifetime or applicable policy term.
Guaranteed death benefit When purchasing a life policy, you will decide on how much of a death benefit you require and for how long. Your death benefit is guaranteed to remain the same, all you have to do is pay your premium on time.
Cash accumulation Cash accumulation refers to the tax deferred cash that builds inside a whole life or return of premium term life insurance policy. The cash accumulation addresses the savings feature, which can be utilized in the future.
Accelerated death benefit for terminal illness A living benefit that allows you to access virtually all of the death benefits prior to your death, if you are diagnosed with a life expectancy of 12 months or less.
Lower premium at the beginning of the policy With an Annual Renewable Team (ART) policy the amount of the death benefit remains constant, the premiums are initially inexpensive, but the premiums increase each year.
Provides lifetime coverage Whole life insurance is designed to provide permanent coverage throughout your entire life. It will not reduce, and will remain in force your whole life if you continue to pay the premium.
Accelerated death benefit for chronic illness A living benefit that allows you to access a portion of the death benefit in advance of your death. To qualify, you must be diagnosed with a qualifying chronic illness.

Reach an Agent

Protect the ones you love.

Begin the process by requesting a free life insurance quote online. Or contact a local Indiana Farm Bureau Insurance agent who can assist with customizing a life insurance policy that protects your family after the unexpected.

Get Started

Calculate your life insurance needs

How much do you need? Based on your answers to the following questions, we'll provide you with an estimate of how much life insurance coverage would be best for your situation.

Life Insurance Calculator