Indiana Farm Bureau Insurance Inside Story Blog Logo

by Indiana Farm Bureau Insurance

What happens when your car insurance lapses?

Joel Abrahamson, Property & Casualty Product Manager | Jul 5, 2022

When you buy car insurance, you likely understand that the policy term is six months for auto insurance. You pay your premium ahead of the renewal date, and you keep this valuable protection. But, sometimes life happens, and the policy may lapse at some point. So, what happens when the policy lapses?

Speed limit sign that reads 30 mph by a office building and greenery

How long does a speeding ticket stay on your record in Indiana

Indiana Farm Bureau Insurance | Jun 15, 2022

A speeding ticket will stay on your driving license for two years and can impact your car insurance premium. Check these 5 tips from our experts to guide you what to do.

A car that has a cracked windshield and in the distance a woman is on the phone looking stressed

Does car insurance cover a cracked windshield?

Indiana Farm Bureau Insurance | May 17, 2022

You’re driving on the highway, cruising along when suddenly a feeling of dread creeps over you. You have just heard a loud pinging sound on your windshield. Was that a rock? Immediately you scan the front windshield to inspect the damage.

Young man getting out of his car smiling

Top 5 things to consider when buying car insurance

Indiana Farm Bureau Insurance | Apr 11, 2022

When buying car insurance, there are several factors to consider. There are also some auto insurance discounts to consider. These tips can help you determine which coverage you need to help protect yourself.

Hand holding a cellphone that has DriveTrend dashboard on the screen of the phone

DriveTrend, saving money while driving smarter

Indiana Farm Bureau Insurance | Mar 16, 2022

DriveTrend is more than just an application that captures your driving habits; it is a way you can save up to 15% on your auto insurance policy by participating.

Girl standing by her car on the phone and the car has been rear-ended

If someone hit my car, whose insurance should I call?

Indiana Farm Bureau Insurance | Feb 4, 2022

Contact your insurance provider after a car accident, even if it was not your fault or the damage was minor. You should start the claim process as soon as possible for a speedy recovery.

Is it cheaper to add a second car to your insurance policy?
You just got the promotion you’ve been working towards, and you decide to buy a second vehicle—your dream car. Your son just turned 16, and you purchased him a his first car. You just moved to a home on 20 acres and opt to get a truck to work out in the field but keep your sedan as a daily driver.

What is gap insurance and do I need it?
As we continue to recover from the COVID-19 pandemic, one of the things that has returned to normal is the number of cars on the road. During the pandemic, there were fewer cars on the road and many drivers often drove faster because of the decrease in traffic. Unfortunately, some drivers became accustomed to driving faster in decreased traffic, and what we are seeing now is an increase in not only the number of accidents, but in their severity, as well.

Does auto insurance cover theft?
Auto theft could happen to any vehicle owner. It is an unfortunate event that no one wants to experience. Recently, it has been fodder in the media because of a viral trend on the social media platform TikTok. Though some see the trend as childish, criminals have used it as an opportunity to exploit owners of specific Kia and Hyundai models.