HOME INSURANCE

Coverage Options

Get personalized coverage options for your home.

Get the coverage you need for the home you love.

You've personalized your home to fit your lifestyle, let our agents help you find the coverage to protect it.

	Condo	Rental Property
Dwelling Protection Pays for covered repairs for damage to your home. Covers anything attached to your home, like your garage or deck.	*
Other Structures Protects structures on your property not physically attached to your home, such as a detached garage, shed, carport or fence.
Personal Property Provides coverage for all that you've collected or inherited over the years. Also protects your belongings while anywhere in the world.
Additional Living Expenses Additional living expenses can help you maintain your normal standard of living following a covered homeowners insurance loss that makes your home uninhabitable.		**
Liability Protection Covers you if someone not living with you sues or files a claim against you after being injured on your property. Also provides coverage if you accidentally damage someone else's property.
Medical Payments to Others This coverage pays medical expenses for those who get injured while on your premises.

* Limited dwelling coverage available on condo policies

** Additional living expenses coverage depends upon coverage selection

Your Valuables

Help protect your valuables by adding scheduled personal property coverage to your homeowners insurance policy.

Jewelry
Firearms
Fine art, antiques and collectibles
Musical instruments
and more

Water Backup and Sump Overflow Coverage

Can cover losses caused by water that backs up through sewers or drains.
Also can provide coverage for water that overflows from a sump pump.

Watercraft

Can provide liability coverage for your larger, more powerful motorized boat, sailboat, pontoon and recreational personal watercraft.
Can provide physical damage coverage for your watercraft or trailer.

Earthquake and Flood

Do you need flood insurance? Our agents can help connect you to the National Flood Insurance Program.
Earthquake insurance covers damage to your home's structure and personal property due to earth movement from earthquakes and tremors.

Happy insurance adjuster explaining insurance benefits to family

How does inflation impact my insurance?

Can increase the cost of construction.
Can change the home’s value and coverage needed over time.

Our company monitors inflation and periodically adjusts coverage limits on eligible home policies to help ensure adequate coverage.

More about inflation impact

LET'S HAVE A CONVERSATION

Insurance can be confusing.

Our agents make it as easy as 1, 2, 3.

Help you understand the possibilities

Whether you currently have a homeowners policy or you are buying your first home, an expert agent will have a quick conversation with you and answer your questions.

Discuss your coverage needs

During this conversation, an agent will help you determine what type of policy is best for you, discounts you qualify for, and suggest which coverage options best meet your needs.