Coverage options
Business Insurance
Business Owners Policy
Business Owners Policy
(BOP)
Let us help you design a specialized policy for your business.
Get a cheaper rate by bundling
your insurance
Get a cheaper rate by bundling
Home
+ Auto insurance
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Renters
+ Auto insurance
Peace of mind for your business.
Our Business Owners Policy (BOP) can provide specialized coverage for commercial property, general liability, business income and more in a single policy. From a barber shop to a warehouse, we have coverages that fit your unique needs.
Don't see your business here? No worries, this is just a sample of the hundreds of specialty businesses we can cover.
Service
- Barber/Beauty/Nail Salon
- Photographers
- Pet Grooming
- Personal Services
- Printing
- Tailoring/Dressmaking
- Funeral Homes
Contractor
- Carpentry (Interior and/or Exterior)
- Lawn Care/Landscaping Services
- Cleaning Service
- Floor Covering
- Painting
- HVAC
- Plumbing
Office
- Medical
- Real Estate Agents
- Advertising
- Veterinarians
- Interior Decorators
- Accounting Services
- Attorneys/Lawyers
Retail
- Clothing Store
- Cell Phone & Accessories Sales
- Antique Store
- Gift Shop
- Bakeries
- Hobby/Craft/Artist Supply Store
- Florists
Food
- Family Style/Casual Dining/Diners
- Caterer
- Ice Cream/Yogurt Store
- Cafes/Coffee Shops
- Concessionaires
- Pizza Shops/Fast Food
- Delicatessen/Sandwich Shops
Other
- Building Owner/Landlord
- Apartments/Rental Dwellings
- Condominium Associations
- Feed/Grain or Hay Dealers
- Self-Storage
- Art Galleries
- Warehouses
Available Coverages
- Property provides coverage for buildings, tools, equipment or inventory that is stolen, damaged or destroyed by a covered loss.
- Liability provides protection for your business when others are injured or property is damaged as a result of your operations.
- Business Income Coverage protects by helping cover lost income when your business must shut down due to covered loss.
More Available Coverages
- Equipment Breakdown provides coverage for mechanical breakdown or electrical failure of pressure, mechanical or electrical machinery.
- Data Breach reimburses you for expenses associated with notification expenses, forensic investigation expenses or public relation expenses.
- Cyber Extortion reimburses you for your expenses if your business is hit by a covered ransomware attack or other cyber extortion.
Optional Coverages
- Identity Restoration can reimburse you for the expenses to restore your identity if you are a victim of a covered identity theft.
- Employment Practices Liability can provide coverage for claims arising from allegations of unjust employment acts such as discrimination, harassment or wrongful termination.
- Employee Benefits Liability can provide coverage to an employer for negligent acts, errors or omissions committed in the administration of an employee benefit program.
More Optional Coverages
- Professional Liability can provide protection for claims/lawsuits that can arise from the professional services your business provides to clients.
- Hired & Non-owned Auto can protect you when you lease, rent or hire an auto, or when an employee drives their own auto to complete business errands or activities on your behalf.
- Contractors Errors and Omissions can protect you against claims for unintentional faulty workmanship or materials that you install.
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