Model.AlternativeText

BUSINESS INSURANCE

Business Owners Policy (BOP)

Let us help you design a specialized policy for your business.

 

Peace of mind for your business.

 

Our Business Owners Policy (BOP) can provide specialized coverage for commercial property, general liability, business income and more in a single policy. From a barber shop to a warehouse, we have coverages that fit your unique needs.

 

Don't see your business here?  No worries, this is just a sample of the hundreds of specialty businesses we can cover.

Model.AlternativeText

Available Coverages

 

  • Property provides coverage for buildings, tools, equipment or inventory that is stolen, damaged or destroyed by a covered loss.
  • Liability provides protection for your business when others are injured or property is damaged as a result of your operations.
  • Business Income Coverage protects by helping cover lost income when your business must shut down due to covered loss.

More Available Coverages

 

  • Equipment Breakdown provides coverage for mechanical breakdown or electrical failure of pressure, mechanical or electrical machinery.
  • Data Breach reimburses you for expenses associated with notification expenses, forensic investigation expenses or public relation expenses.
  • Cyber Extortion reimburses you for your expenses if your business is hit by a covered ransomware attack or other cyber extortion.
Model.AlternativeText
Model.AlternativeText

Optional Coverages

 

  • Identity Restoration can reimburse you for the expenses to restore your identity if you are a victim of a covered identity theft.
  • Employment Practices Liability can provide coverage for claims arising from allegations of unjust employment acts such as discrimination, harassment or wrongful termination.
  • Employee Benefits Liability can provide coverage to an employer for negligent acts, errors or omissions committed in the administration of an employee benefit program.

More Optional Coverages

 

  • Professional Liability can provide protection for claims/lawsuits that can arise from the professional services your business provides to clients.
  • Hired & Non-owned Auto can protect you when you lease, rent or hire an auto, or when an employee drives their own auto to complete business errands or activities on your behalf.
  • Contractors Errors and Omissions can protect you against claims for unintentional faulty workmanship or materials that you install.
Model.AlternativeText
Model.AlternativeText

Other Business Policies

 

Complete your business protection with these additional policies:

  • Worker's Compensation provides for employee medical expenses and lost wage payments in the event of a work-related injury.
  • Business Auto can provide coverage for vehicles your business owns, operates or uses in the course of daily operations.
  • Commercial Umbrella provides extra protection against damages resulting from lawsuits or claims.
Let's Talk.

 

Reach an Agent    Get a Quote

this.agent.name
My Agent
phone