BUSINESS INSURANCE
Business Owners Policy (BOP)
Let us help you design a specialized policy for your business.
Peace of mind for your business.
Our Business Owners Policy (BOP) can provide specialized coverage for commercial property, general liability, business income and more in a single policy. From a barber shop to a warehouse, we have coverages that fit your unique needs.
Don't see your business here? No worries, this is just a sample of the hundreds of specialty businesses we can cover.
Available Coverages
- Property provides coverage for buildings, tools, equipment or inventory that is stolen, damaged or destroyed by a covered loss.
- Liability provides protection for your business when others are injured or property is damaged as a result of your operations.
- Business Income Coverage protects by helping cover lost income when your business must shut down due to covered loss.
More Available Coverages
- Equipment Breakdown provides coverage for mechanical breakdown or electrical failure of pressure, mechanical or electrical machinery.
- Data Breach reimburses you for expenses associated with notification expenses, forensic investigation expenses or public relation expenses.
- Cyber Extortion reimburses you for your expenses if your business is hit by a covered ransomware attack or other cyber extortion.
Optional Coverages
- Identity Restoration can reimburse you for the expenses to restore your identity if you are a victim of a covered identity theft.
- Employment Practices Liability can provide coverage for claims arising from allegations of unjust employment acts such as discrimination, harassment or wrongful termination.
- Employee Benefits Liability can provide coverage to an employer for negligent acts, errors or omissions committed in the administration of an employee benefit program.
More Optional Coverages
- Professional Liability can provide protection for claims/lawsuits that can arise from the professional services your business provides to clients.
- Hired & Non-owned Auto can protect you when you lease, rent or hire an auto, or when an employee drives their own auto to complete business errands or activities on your behalf.
- Contractors Errors and Omissions can protect you against claims for unintentional faulty workmanship or materials that you install.
Other Business Policies
Complete your business protection with these additional policies:
- Worker's Compensation provides for employee medical expenses and lost wage payments in the event of a work-related injury.
- Business Auto can provide coverage for vehicles your business owns, operates or uses in the course of daily operations.
- Commercial Umbrella provides extra protection against damages resulting from lawsuits or claims.
