Terms of Use

Please read the following Terms of Use carefully before using this Web site. These Terms of Use govern your access to the Web site of Indiana Farm Bureau Insurance and its affiliated companies (collectively, "Indiana Farm Bureau Insurance"). If you do not agree with any of the following Terms of Use, do not access or otherwise use this Web site. By accessing and using this Web site, you signify your agreement to abide by the Terms of Use set forth below, which may be updated by Indiana Farm Bureau Insurance from time to time, in its sole discretion and without notice to you.

Limitations of Products and Services


Not all products or services described in this Web site are available in all states within the USA. Indiana Farm Bureau Insurance makes no representation that the products and services referenced in this Web site are available in your state. The descriptions of products and services contained in this Web site are not intended to be offers to sell, solicit or distribute any product or service in any state, country or other jurisdiction where such activity would be unauthorized or unlawful. This Web site is not intended for distribution to, or use by, any person or entity outside of the USA. If you choose to access or use materials contained in this Web site from unauthorized locations, you do so at your own initiative and risk, and you are solely responsible for compliance with applicable laws.

Disclaimer of Warranties


This web site is provided "as is" and without warranties of any kind, either express or implied, including but not limited to, any implied warranty of merchantability or fitness for a particular purpose or non-infringement. Indiana farm bureau insurance does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this web site or the server that makes it available are free from viruses or other harmful components. Indiana farm bureau insurance does not warrant or make any representations regarding the use or the results of the use of this web site in terms of their correctness, accuracy, reliability, or otherwise.

Limitation of Liability


Under no circumstances and in no event shall Indiana Farm Bureau Insurance be liable for any damages whatsoever (including without limitation, indirect, special, incidental and consequential damages or lost profits) which may result from the use of or the inability to use this Web site or any delays, errors, malfunctions, compatibility problems or breakdowns with respect to this Web site. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, Indiana Farm Bureau Insurance's liability is limited to the greatest extent permitted by law.

Proprietary rights and use of materials


This Web site is owned and operated by Indiana Farm Bureau Insurance. The materials contained in this Web site include both registered and unregistered trademarks, service marks, logos and designs which are the property of Indiana Farm Bureau Insurance, unless otherwise disclosed, and are subject to and protected by the copyright, trademark and intellectual property laws of the United States. You are not authorized to reproduce, display, sell, publish, republish, post, transmit, distribute or modify any of the materials contained in this Web site or otherwise use such materials contained in this Web site for any public or commercial purpose without the prior written consent of Indiana Farm Bureau Insurance. Materials from this Web site may be copied or downloaded solely for your own non-commercial individual reference. You must keep all copyright and other proprietary statements on any copies you make. The modification or use of the materials from this Web site for any commercial purpose is strictly prohibited and is a violation of trademark, copyright and other proprietary rights of Indiana Farm Bureau Insurance .

Feedback to this Web site


We welcome your comments, suggestions and other feedback regarding this Web site and the products and services offered by Indiana Farm Bureau Insurance. However, when you send Indiana Farm Bureau Insurance suggestions, ideas, notes, drawings, concepts or other information (collectively, "Content"), it shall be deemed and remain deemed, the property of Indiana Farm Bureau Insurance. You automatically grant Indiana Farm Bureau Insurance the royalty-free, perpetual, irrevocable and non-exclusive right and license to use, reproduce, modify, adapt, publish, transmit, perform and display such Content (in whole or in part) and to incorporate such Content into other materials in any form, media or technology (now known or later developed) for the full term allowable under copyright or patent laws of the United States. None of the Content shall be subject to any obligation of confidentiality on the part of Indiana Farm Bureau Insurance, and Indiana Farm Bureau Insurance shall not be liable or owe any compensation for any such use or disclosure, subject only to applicable copyright or patent laws of the United States.

Requirement of Written Agreement


These Terms of Use apply to your use of this Web site and do not change or alter any other contract or agreement between you and Indiana Farm Bureau. The descriptions of products and services contained in this Web site are provided as a convenience to you and do not contain all applicable terms, conditions, limitations or exclusions that may apply.

Indemnity


You agree to defend, indemnify and hold harmless Indiana Farm Bureau Insurance, its directors, officers, employees, representatives and agents, from and against any claims, actions or demands, liabilities and settlements including without limitation reasonable legal and accounting fees, due to or arising out of or in any way connected with your use or access to this Web site or your violation of these Terms of Use.

Governing Law


These terms of use are governed by and construed in accordance with the laws of the State of Indiana with jurisdiction and venue being in Marion County, Indiana. You agree that your referencing, using or accessing this Web site constitutes your acceptance of the jurisdiction of state or federal courts in Marion County, Indiana.

Termination and Blocking


Indiana Farm Bureau Insurance may terminate, block or limit your use or access of this Web site for any reason at any time without prior notice to you.

Entire Agreement


These Terms of Use constitute the entire agreement between you and Indiana Farm Bureau Insurance with respect to your use of this Web site. If any part of these Terms of Use is held to be invalid or unenforceable for any reason, the remaining parts will remain in full force and effect. Indiana Farm Bureau Insurance's waiver of any provision of these Terms of Use will not act as a future waiver of that provision or any other provision of these Terms of Use.

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S Randy Richey
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