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Protecting Your Privacy Is Our Priority
One of the unfortunate by-products of the fast-paced, computerized society we
live in today is the worry of personal information getting into the hands of
people and/or organizations who might abuse it.
For example, when you give your credit card number, your social
security number, or your personal financial information to another person or to
a Web site address, the thought may cross your mind that the personal
information you are providing could end up in the wrong hands.
The family of companies commonly known as Indiana Farm Bureau
Insurance - specifically, United Farm Family Life Insurance Company, United
Farm Family Mutual Insurance Company, UFB Casualty Insurance Company and Rural
Insurance Agency, Inc. - and our parent, Indiana Farm Bureau, Inc., are
dedicated to providing insurance and financial products and services that help
protect you and your family. Just as important is the protection of your
privacy and the safeguarding of the information that you voluntarily provide to
us.
In order to give you the best possible service, we occasionally
have a need to ask you for personal information. This Privacy Notice is
intended to let you know how we collect, use, and safeguard information about
you.
The Information We Collect
Indiana Farm Bureau Insurance must collect a certain amount of information to
provide customer service, offer new insurance and financial products or
services, evaluate benefits and claims, administer our products, fulfill legal
and regulatory requirements, and help prevent fraud and identity theft. The
type of information we collect may vary depending on the type of policy or
coverage you buy, but may include:
• Information we receive from you on applications or other forms, such as your
name, address, date of birth, Social Security number, driver's license number,
financial information, health history, and driving history.
• Information about your transactions with us, our affiliates or
others, such as what products you purchased, cash value balances, payment
history, and claims history.
• Information we receive from consumer reporting agencies, such
as your creditworthiness and credit history, and from other sources, such as
motor vehicle reports or medical information.
The Information We Disclose
Indiana Farm Bureau Insurance acknowledges the importance of protecting
customer information; however, we may find it necessary in the course of our
business to disclose information we collect about you, as described above, in
some or all of the following circumstances:
• We may share information with our affiliates, which are listed
above, to enable them to provide customer service or account maintenance, or to
tell you about other products or services that might be useful or beneficial to
you.
• We may share information with non-affiliated third parties, as
permitted by law, who assist us by performing services or functions on our
behalf, such as agents, brokers, insurance companies, administrators, and
service providers.
• We may share information with other financial service
companies, such as banks, insurance companies, and insurance brokers, with whom
we have written joint marketing agreements.
• We may share information with affiliated or non-affiliated
third parties as permitted or required by law, such as for fraud prevention
efforts or to respond to a subpoena.
How We Protect Your Information
We restrict access to your information to those employees who need to know that
information to provide insurance and financial products and services to you,
such as to underwrite a policy, pay benefits or claims, or service a customer
request. We maintain physical, electronic, and procedural safeguards to protect
your personal information. If you end your relationship with Indiana Farm
Bureau Insurance, we will continue to treat and safeguard your information as
described in this Notice.
Because we do not sell your personal information, and share it
only under limited circumstances with those who need to know that information
to assist us in providing insurance and financial products and services to you,
there is no need for an "opt-out" process in the Indiana Farm Bureau Insurance
privacy system.
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