Indiana Farm Bureau Insurance offers Express Issue Whole Life Insurance, the fastest, easiest, most convenient way to purchase life insurance. Express Issue is a graded benefit whole life insurance policy that features a streamlined application process.
Whole Life Insurance Issued Within Days
The primary feature of this policy is the peace of mind that comes from no delay and inconvenience to have the policy issued to you. Your agent will ask you simple questions about your health and within days an Express Issue Whole Life Insurance policy can be yours. There are no long application forms to fill out, no doctors' appointments to schedule and keep, and all of this is backed by a financially sound company with over 70 years of service.
Enjoy All the Benefits Whole Life Insurance Has to Offer
If you are between the ages of 25 and 80 and have delayed purchasing life insurance or would appreciate having a hassle-free opportunity to buy more, you will be pleased to know that Express Issue Whole Life offers the major benefits of most whole life insurance policies. It is available in face value amounts of $5,000 to $25,000, with a guaranteed level death benefit. In addition, the policy accumulates guaranteed cash values on a tax-deferred basis.* This could provide you an immediate source of money by borrowing against the policy or surrendering it.**
* Based on current tax laws
** After the first policy anniversary
Permanent Life Insurance Brochure
A Future Security Life whole life insurance policy from Indiana Farm Bureau Insurance provides families the opportunity to accumulate cash on a tax-deferred basis.* This policy can earn Dividends in addition to the policy's guaranteed cash values.** Meanwhile, the death benefit provided by the policy is guaranteed not to be less than the initial amount of insurance purchased.
Retire comfortably
The cash generated by a Future Security Life insurance policy, accumulated on a tax-deferred basis,* can be used to help provide the additional funds you will need to enjoy a comfortable retirement. As an added bonus, the taxes you'll pay on the money this policy provides at retirement will probably be less than you'd pay otherwise. Why? You'll likely be earning less than you earn now and, therefore, will be in a lower tax bracket.
The cash accumulated by your Future Security Life insurance policy can help you set aside money for any of the special things you'd like to have for yourself or your family. It can be a valuable resource in case of a financial emergency, too.
A life insurance program that fits you and your needs
The sooner you buy life insurance, the more money you'll be able to set aside and the less it will cost you. Your
local agent can help you ensure your family is adequately protected.
* Based on current tax laws
** Dividends are not guaranteed
Future Security Life Brochure
The Ultimate in Benefits
The Ultimate Future Benefit 260 Life Insurance policy provides policyholders with the ultimate in benefits, ranging from security for your family to accumulating funds for retirement income or any other financial need.
Accumulate Cash with Only One Premium Payment
The Ultimate Future Benefit 260 is a wise and safe way to set aside a substantial amount of cash from an investment that has matured, an inheritance gift, or the sale of a valuable asset. The policy requires only one premium payment, provides life insurance, and accumulates cash on a tax-deferred basis.*
No Waiting for Cash Access
In addition to tax-free death benefits and tax-deferred financial growth,* a significant advantage of the Ultimate Future Benefit 260 is that policyholders have access to their cash from the first day the policy is in force. Should an emergency arise, loans may be obtained against the cash value of the policy at competitive interest rates.***
Help Pay for College or Retirement
For example, an Ultimate Future Benefit 260 policy with a one-time premium payment of $10,000 could accumulate enough cash to help pay for a child or grandchild to go to college (when the policy is issued at an early age.) If maintained until age 65, it could help provide the child with a comfortable retirement.**
* Based on current tax laws
*** If this policy is a MEC, loans will be subject to income taxation. Distributions prior to age 59 ½ also are subject to a 10% IRS penalty. Please contact your tax advisor.
** Not guaranteed
Ultimate Future Benefit 260
