NEW Impact Resistant Roof Discount
Use of certain impact resistant roofing products may qualify you for policy premium discounts. Properties with roof surfaces meeting Underwriters' Laboratories (UL) Class 3 or Class 4 testing Standard 2218, Impact Standard for Impact Resistance of Prepared Roof Covering Materials, are eligible for a policy premium discount. Contact your Indiana Farm Bureau Agent if you are installing an impact resistant roof for more information on how you can certify your eligibility for this new discount. Click here for more information on how you can reduce risks from hail damage and for more information about Impact-Resistant Roofing.
NEW Accident-Free Discount
Depending on the number of years your auto policy has been continuously insured with us, you may be eligible for a discount of up to 30%. This discount also enables you to earn accident forgiveness protection.
NEW New Business Discount
If your auto has been continuously insured with us less than three years and written in Tier 1, you may be eligible for a discount of 20%.
NEW Anti-Lock Braking and Passive Restraint Safety Equipment Discounts
Vehicle safety discounts are available for eligible vehicles and automatically apply based on the vehicle's VIN (Vehicle Identification Number).
NEW Youthful Driver Discount
Auto policies with young drivers age 16-24 may be eligible for discounts to reward safe driving. Click here to learn more.
If you have two cars in your family you can save money by insuring both cars with Indiana Farm Bureau Insurance. If you have three or more cars, you can save even more.
If Indiana Farm Bureau Insurance insures both your auto and your home, you will save 18% on your Automobile and 15% on your Homeowners or Farmowners policy premiums. If we insure both your car and motorcycle, along with your home or farm, you could save 18% on your motorcycle premium. If we also insure your Personal or Farm Umbrella Liability policy you can save an additional 5% on your auto policy premium.
Top Scholar Discount
Youthful drivers who maintain a "B" or better average in school during each of the two preceding semesters may also qualify for a valuable discount.
Mature Driver Rates
If you are 45 years of age or older, lower rates are available to you.
Farm Rate Program
Lower rates are available to farmers for vehicles that are principally garaged on a farm.
If you have had an active Homeowners or Dwelling policy with us for a minimum of one year, you earn a Loyalty discount! The longer you continuously keep an active Homeowners or Dwelling policy with us, the more discount you could earn.
If you have not had any recent claims, you earn a Claims Experience discount. The longer you continuously keep an active Homeowners or Dwelling policy with us and the fewer claims you have, the lower your rates will be.
Crop Hail Discount
A 10% discount will be given to any insured who has an active Rural Guardian policy with Indiana Farm Bureau Insurance.
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