Rural Guardian

The Rural Guardian Policy can protect the property on your farm and your liability in one comprehensive package. The policy can be designed to protect your home, farm buildings and farm personal property, as well as farm autos. It also includes liability protection and other coverages essential for almost every farming operation. By choosing specific additional coverages, you maintain the flexibility to pay for only the protection you need.

New Endorsements

Custom Crop Spraying


Introducing optional custom crop spraying coverage. This endorsement is now available as an addition to your farm policy, providing coverage to farmers who provide "for hire" custom spraying services to their neighbors as a side business incidental to their own farming operations.

Equipment Breakdown


Protect yourself from costly and complex repairs with Equipment Breakdown Insurance for agriculture and farm operations.

Repairing modern complex equipment – like electronics, product handling and agricultural support equipment – requires special and expensive skills. But with Equipment Breakdown Insurance, you don't have to worry about paying for those repairs. It protects you from costly repairs for a price nearly any farm owner can afford.

Talk with your local agent to learn more about Custom Crop Spraying and Farm Equipment Breakdown coverage.

Farm Equipment Breakdown Brochure


Money-Saving Discounts

In addition to our competitive rates, we offer a variety of discounts to make your insurance even more affordable. Ask your local agent if you are eligible for our New Home, Protective System (for devices such as fire and smoke alarms) or Multi-Line Discounts (available for homeowners who also have their automobile(s) insured with us).

If we also write your Personal or Farm Umbrella Liability Policy you can save an additional 5% on your Automobile policy premium.

Click here to learn more about our discounts >>


Be Prepared

Things to Do to Help Protect Your Property

  • Complete the Home and Farm Property Inventory and store in a safe place, preferably in your safety deposit box.
  • Record all serial numbers and keep them in a safe place with other valuables.
  • Engrave your property with an identifying code or number that only you will know.
  • If you are going to be away from your home for an extended period, notify your local law enforcement of your planned absence.
  • Make sure your property has adequate lighting and safety systems, i.e., fire extinguishers, locks and fencing.
At Indiana Farm Bureau Insurance, we care about you and your property.

Be Prepared: Printable Home and Farm Property Inventory


Resources

Rural Guardian Brochure

Farm Equipment Breakdown Brochure

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