Key Employee Insurance


The death of a key employee can be as devastating to your business as the death of an owner. Key Employee Insurance is a unique policy that protects against sudden loss of income that can occur at the death of a key employee. The business is the owner and beneficiary of a policy that can provide life insurance benefits to the key employee's survivors and pay proceeds to the company income tax free (with exception to Alternative Minimum Tax). (Note: Premiums are not tax deductible.)

Talk to your local agent to determine if Key Employee Insurance is right for your business.